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A Beginner's Guide to Health Insurance Deductibles and Copays

A Beginner's Guide to Health Insurance Deductibles and Copays

Deductibles and copays are both out-of-pocket expenses. Although they both represent a percentage you must pay when seeing a medical practitioner, they are not the same. Your copay is a fee you pay when you fill a prescription or receive medical services. The deductible is an agreed-upon amount you must pay before the total cost of your treatment is covered. Your policy explicitly defines these...

Will Medicare Cover My Medical Equipment?

Will Medicare Cover My Medical Equipment?

Under Medicare Part B, medically necessary durable medical equipment (DME) is covered. Some of the items Medicare covers include walkers, canes, nebulizers and nebulizer medication, suction pumps, blood sugar meters, and more. Medicare covers DME in a few different ways, and depending on the equipment you need, you might have to rent it, buy it, or be given the choice to rent or buy the...

How to Make an Impact During Pride Month

How to Make an Impact During Pride Month

June is Pride Month, and every year, many of us use this opportunity to participate in festivals, parades, and other celebrations that commemorate LGBTQ+ culture and activism throughout the years. The first Pride Month began in June 1969 when Stonewall Inn, a gay club in Greenwich Village, was raided by police. Although the resulting riots had many leaders, Marsha P. Johnson, a black, trans, bisexual...

National Stroke Awareness Month

National Stroke Awareness Month

It's National Stroke Awareness Month, and now is a great time to consider what you can do to learn more about this medical condition. By shining a light on the risks of stroke, you can potentially save a life, make better decisions for yourself, and ultimately enjoy many more years of healthy living. The History Behind This Tradition Although the earliest reported strokes date back...

Asian American and Pacific Islander Heritage Month

Asian American and Pacific Islander Heritage Month

May is Asian American and Pacific Islander (AAPI) Heritage Month. During this time, it is important to celebrate the incredible cultural and historical contributions of those who are of Asian and Pacific Islander descent in the United States. Observing AAPI Heritage Month Asian Americans and Pacific Islanders have contributed in many profound ways to American culture and society. From literature and art to government and...