Skip to the content

Insurance Blog

Insurance Blog

Can I Switch to a Different Medigap Policy?

Can I Switch to a Different Medigap Policy?

If you have Medigap insurance (Medicare Supplemental Insurance), you may be considering switching or canceling your policy. Under certain circumstances, you have the right to switch to another policy. If you are within the six-month open enrollment period, you can switch policies, or you could be eligible due to a specific circumstance. Some of the reasons people consider switching Medigap policies include: You would like...

What Does Health Insurance Cover After Pregnancy?

What Does Health Insurance Cover After Pregnancy?

Your health insurance covers some of the medical costs during and after having your baby. Expectant mothers rely on their health insurance to cover outpatient services for prenatal visits with their doctor, screenings, medications, and inpatient care before and during the birth process. Health insurance policies vary in the options they provide, and you may need to find a doctor you like in the insurance...

How Medicare Supplemental Insurance Saves You Money

How Medicare Supplemental Insurance Saves You Money

Medical Supplemental Insurance, which is also called “Medigap insurance,” covers the coinsurance and copay costs that are paid out-of-pocket with Original Medicare. Original Medicare covers Medicare Part A and Part B (inpatient hospital costs and outpatient medical costs). While you are now covered for the medical and hospital care you need, you will pay a portion of the cost yourself, including copays, coinsurance, and deductibles....

Celebrating Women’s History Month

Celebrating Women’s History Month

Women have played a significant role in our culture, but these contributions have been brushed over, or are entirely missing from the history books. Women’s History Month was established to celebrate women’s contributions to world cultures, history, and society. In 1980, President Jimmy Carter was responsible for the first proclamation, declaring the week of March 8 as Women’s History Week. His message read: “From the...

How to Read a Summary of Benefits and Coverage

How to Read a Summary of Benefits and Coverage

The Summary of Benefits and Coverage (SBC) was created under the Affordable Care Act. It was designed as a standardized tool to help you better understand what is covered by your health plan or to directly compare different health insurance plans. The following is a guide on how to read a Summary of Benefits and Coverage. General Plan Information At the top of the SBC...