Assisted Living Week 2021: Caring for Seniors and Americans with Disabilities
Posted: September 6, 2021
Next week is National Assisted Living Week. It runs from September 12 through September 18, 2021. The theme this year is “Compassion, Community, Caring.” This is a time to celebrate the individuals who reside and work in assisted living and the services these facilities provide. What Are Assisted Living Facilities? Assisted living facilities are residences for older adults and people with disabilities. They are designed...
When to Consider Supplemental Health Insurance
Posted: August 25, 2021
Supplemental health insurance can cover out-of-pocket expenses that your regular health insurance plan does not cover. Many older adults purchase this type of plan when they go on Medicare. Younger individuals may also consider supplemental health coverage to pay for deductibles, co-pays, coinsurance, and other expenses that may arise in the event of a serious accident or illness. If you are under age 65 and...
Do Freelancers and Gig Workers Get Employer-Sponsored Health Insurance?
Posted: August 10, 2021
With the high cost of healthcare today, we all need health insurance. Freelancers and gig workers do not have the benefit of an employer-sponsored group health plan, but they can still purchase health insurance to help cover their medical expenses. The following are some possible options. The Marketplace Individual health insurance is available for purchase through the Marketplace at healthcare.gov. There are many options from...
Diagnosed With Cancer? Know Your Medicare Options
Posted: August 6, 2021
If you have been diagnosed with cancer, you probably know that treatment costs are high. This is why it is important to carefully consider your options under Medicare. Original Medicare Medicare coverage is divided into parts. Part A covers inpatient care (hospitalization). Part B covers outpatient care, such as doctor visits and lab work. Part D is purchased separately and covers the costs of prescription...
Can I Buy Health Insurance on My Own?
Posted: July 22, 2021
You may be considering buying health insurance and could use some advice. The Affordable Care Act dramatically changed the rules, eradicating the insurance company's ability to deny insurance for preexisting conditions. Much of the Act is still in place, with some changes. Yes, you can buy health insurance on your own, but you may find the process surprisingly complicated and confusing. What plan is best...